Christian Budgeting Apps

YNAB - You Need a Budget

A zero-based budgeting app that helps you give every dollar a purpose — with bank syncing, goal tracking, debt payoff tools, Siri integration, and real-time cross-device sync for individuals, couples, and families.

Aplos

Cloud-based fund accounting platform built specifically for churches and nonprofits, offering donation tracking, financial reporting, budgeting, and bookkeeping services — now part of the Velora suite alongside Raisely and Keela, trusted by over 65,000 users.

Monarch Money

Monarch is an ad-free personal finance platform that brings all your accounts into one dashboard for budgeting, net worth tracking, goal planning, and cash flow analysis. Built by the former first product manager at Mint, it's especially popular with couples who can share accounts at no extra cost. A premium Plus tier adds forecasting, business tracking, and estate planning tools.

FaithFi - Faith & Finance

The only budgeting app that integrates biblical wisdom with practical money management — envelope budgeting, daily devotional "Rhythms," a 75K+ believer community, Kirk Cousins-featured Faith & Finance radio ministry, and the new v5.0 redesign with enhanced reporting and GuideStone SSO.

Crown Financial Ministries

A pioneering Christian financial ministry approaching 50 years, offering free tools like the Money Map, one-on-one budget coaching, online courses, career assessments, and global stewardship training across 100+ countries — all rooted in biblical principles of faithful money management.

Biblical Cents

A completely free, Scripture-rooted budgeting app for believers featuring zero-based budgeting, a Proverbs-based financial pathway, debt payoff tools, retirement planning, voice transaction entry, and AI coaching — built as a ministry by financial coach and Navy veteran Johnny Thompson.

Goodbudget

Goodbudget digitizes the envelope budgeting method for individuals, couples, and families. Allocate funds to virtual envelopes, track spending in real time, and sync budgets across iOS, Android, and the web. Made by a faith-driven Social Purpose Corporation with a generous free tier and active development including bank sync with pending transaction imports.

Alliance Catholic Credit Union

Free mobile banking from Michigan's Catholic credit union — check balances, pay bills, transfer funds, deposit checks, and manage loans on the go. Serving 32,000+ members across 12 branches since 1956.

AdelFi Banking

AdelFi Christian Banking (transitioning from AdelFi, a Division of CCCU) is the largest faith-based credit union in the U.S., formed from the 2025 merger of AdelFi and Christian Community Credit Union. They offer full banking services powered by the Alkami digital platform, tithe 10% of profits to Christian ministries, and provide free biblical financial stewardship courses through Crown Financial Ministries.

Continue To Give

A faith-based all-in-one platform combining online giving (7 methods including text, app, and kiosk), church management (ChMS), and fund accounting — built by a missionary for small to mid-size churches, nonprofits, and mission organizations, with a free plan and transparent pricing.

EveryDollar

EveryDollar is Ramsey Solutions' zero-based budgeting app, built on Dave Ramsey's proven financial principles. Helps users plan spending, track expenses, find hidden margin, and follow the Baby Steps to beat debt, give generously, and build wealth. Users found over $2 billion in margin in 2025 alone. Free and premium tiers available on iOS, Android, and web.