Christian Budgeting Apps

Crown Financial Ministries

A pioneering Christian financial ministry approaching its 50th anniversary, offering free tools like the Money Map, one-on-one budget coaching, online courses, the Career Direct and YES! assessments, and global stewardship training across 100+ countries — all rooted in biblical principles of faithful money management.

Aplos

Cloud-based fund accounting platform built specifically for churches and nonprofits — now the anchor product of Velora, an integrated nonprofit operations suite (alongside Raisely and Keela) that launched in August 2025 under CEO Anush Vinod. Handles true fund accounting, donation management, online giving, budgeting, reporting, and professional bookkeeping services for over 65,000 users.

Alliance Catholic Credit Union

Free mobile banking from Michigan's Catholic credit union — check balances, pay bills, transfer funds, deposit checks, and manage loans on the go. A $707M cooperative serving 33,000 Catholic member-owners since 1956, and a 2026 MemberXP Best of the Best winner (#1 Overall and Best New Member Experience).

Monarch Money

Monarch is an ad-free personal finance platform that brings all your accounts into one dashboard for budgeting, net worth tracking, goal planning, and cash flow analysis. Built by the former first product manager at Mint, it’s especially popular with couples who can share accounts at no extra cost. A premium Plus tier adds financial forecasting, business tracking, Morningstar-powered investment analysis, and estate planning tools, while recent updates brought full reporting to mobile and reimagined the Goals feature.

YNAB - You Need a Budget

A zero-based budgeting app that helps you give every dollar a purpose — with bank syncing, goal tracking, debt payoff tools, Siri integration, photo attachments on transactions, a redesigned iOS transaction editor, one-tap Hide Amounts sharing, and real-time cross-device sync for individuals, couples, and families.

FaithFi - Faith & Finance

The only budgeting app that integrates biblical wisdom with practical money management — envelope budgeting, daily devotional "Rhythms," an AskFaithfully AI guidance feature, interactive Field Guides, an 880K+ listener radio and podcast audience, Kirk Cousins partnership, Faithful Steward magazine, and GuideStone SSO integration.

Goodbudget

Goodbudget digitizes the envelope budgeting method for individuals, couples, and families. Allocate funds to virtual envelopes, track spending in real time, and sync budgets across iOS, Android, and the web. Made by a faith-driven Social Purpose Corporation with a generous free tier and active development including bank sync, pending transaction imports, and running balances.

EveryDollar

EveryDollar is Ramsey Solutions' zero-based budgeting app, built on Dave Ramsey's proven financial principles. Helps users plan spending, track expenses, find hidden margin, and follow the Baby Steps to beat debt, give generously, and build wealth. Users found over $2 billion in margin in 2025 alone. Major 2026 updates include personalized money plans, live coaching, a margin-finding tool, an April redesign with dark mode, and a June 2026 performance update. Free and premium tiers available on iOS, Android, and web.

Continue To Give

A faith-based all-in-one platform combining online giving (seven methods including text, app, kiosk, and round-up giving), church management (ChMS), fund accounting, website building, and live streaming — built by a missionary for small to mid-size churches, nonprofits, and mission organizations, with a free plan, modular add-on pricing, and an All Inclusive bundle.

Biblical Cents

A completely free, Scripture-rooted budgeting app for believers featuring zero-based budgeting, a Proverbs-based financial pathway, debt payoff tools, retirement planning, voice transaction entry, and AI coaching — built as a ministry by financial coach and Navy veteran Johnny Thompson.

AdelFi Banking

AdelFi Christian Banking is the largest faith-based credit union in the U.S., formed from the December 2025 merger of AdelFi (formerly ECCU) and Christian Community Credit Union. With $1.4 billion in assets, they offer full personal, ministry, and business banking powered by the Alkami digital platform, tithe 10% of profits to Christian ministries, and provide free biblical financial stewardship courses through Crown Financial Ministries. Deposits insured by ASI.