Christian Budgeting Apps

FaithFi - Faith & Finance

The only budgeting app that integrates biblical wisdom with practical money management — envelope budgeting, daily devotional "Rhythms," an AskFaithfully AI guidance feature, interactive Field Guides, an 880K+ listener radio and podcast audience, Kirk Cousins partnership, Faithful Steward magazine, and GuideStone SSO integration.

EveryDollar

EveryDollar is Ramsey Solutions' zero-based budgeting app, built on Dave Ramsey's proven financial principles. Helps users plan spending, track expenses, find hidden margin, and follow the Baby Steps to beat debt, give generously, and build wealth. Users found over $2 billion in margin in 2025 alone. Major 2026 updates include personalized money plans, live coaching, a margin-finding tool, and an April redesign with dark mode. Free and premium tiers available on iOS, Android, and web.

Biblical Cents

A completely free, Scripture-rooted budgeting app for believers featuring zero-based budgeting, a Proverbs-based financial pathway, debt payoff tools, retirement planning, voice transaction entry, and AI coaching — built as a ministry by financial coach and Navy veteran Johnny Thompson.

Monarch Money

Monarch is an ad-free personal finance platform that brings all your accounts into one dashboard for budgeting, net worth tracking, goal planning, and cash flow analysis. Built by the former first product manager at Mint, it’s especially popular with couples who can share accounts at no extra cost. A premium Plus tier adds financial forecasting, business tracking, Morningstar-powered investment analysis, and estate planning tools.

Crown Financial Ministries

A pioneering Christian financial ministry approaching its 50th anniversary, offering free tools like the Money Map, one-on-one budget coaching, online courses, the Career Direct and YES! assessments, and global stewardship training across 100+ countries — all rooted in biblical principles of faithful money management.

Alliance Catholic Credit Union

Free mobile banking from Michigan's Catholic credit union — check balances, pay bills, transfer funds, deposit checks, and manage loans on the go. A 2026 MemberXP Best of the Best winner (#1 Overall and Best New Member Experience) serving 33,000 Catholic member-owners since 1956.

YNAB - You Need a Budget

A zero-based budgeting app that helps you give every dollar a purpose — with bank syncing, goal tracking, debt payoff tools, Siri integration, photo attachments on transactions, a redesigned iOS transaction editor, one-tap Hide Amounts sharing, and real-time cross-device sync for individuals, couples, and families.

Aplos

Cloud-based fund accounting platform built specifically for churches and nonprofits, offering true fund accounting, donation management, budgeting, reporting, and professional bookkeeping services — part of the Velora integrated nonprofit operations suite alongside Raisely and Keela, trusted by over 65,000 users.

Continue To Give

A faith-based all-in-one platform combining online giving (7+ methods including text, app, kiosk, and round-up giving), church management (ChMS), fund accounting, website building, and live streaming — built by a missionary for small to mid-size churches, nonprofits, and mission organizations, with a free plan and modular add-on pricing.

AdelFi Banking

AdelFi Christian Banking (transitioning from "AdelFi, a Division of CCCU") is the largest faith-based credit union in the U.S., formed from the 2025 merger of AdelFi and Christian Community Credit Union. Now operating under CEO Blair Korschun, they offer full banking services powered by the Alkami digital platform, tithe 10% of profits to Christian ministries, and provide free biblical financial stewardship courses through Crown Financial Ministries. Deposits insured by ASI.

Goodbudget

Goodbudget digitizes the envelope budgeting method for individuals, couples, and families. Allocate funds to virtual envelopes, track spending in real time, and sync budgets across iOS, Android, and the web. Made by a faith-driven Social Purpose Corporation with a generous free tier and active development including bank sync, pending transaction imports, and running balances.