Christian Budgeting Apps

FaithFi - Faith & Finance

FaithFi is a Christian budgeting app from the Faith & Finance ministry, pairing bank-connected money tools with daily Rhythms, devotionals, and a community around stewarding God's resources. A free tier sits beside subscription-based FaithFi Pro, the weekday radio program, studies, Faithful Steward magazine, and a Certified Kingdom Advisor directory.

EveryDollar

EveryDollar is Ramsey Solutions zero-based budgeting app, built around Dave Ramsey's Baby Steps. A free plan covers manual budgets and unlimited categories; a premium subscription adds bank sync, coaching, and extra planning tools on iOS, Android, and the web.

Biblical Cents

A completely free, Scripture-rooted budgeting app for believers featuring zero-based budgeting, a Proverbs-based financial pathway, debt payoff tools, retirement planning, voice transaction entry, and AI coaching — built as a ministry by financial coach Johnny Thompson. Installable on iPhone and Android as a home-screen web app.

Aplos

Aplos is subscription-based fund accounting software for churches and nonprofits, now the accounting product in the Velora suite alongside Keela and Raisely. It tracks restricted funds, giving, and reports, and includes optional generative AI for operations and bill entry.

Grain Ledger

Grain Ledger is a cloud-based fund accounting platform built for churches and ministries — offering true double-entry fund accounting with FASB 117 compliance, donor analytics, budgeting, payroll with tax filings, and GAAP-compliant reporting, now with a free iPhone companion app for mobile transaction review and payroll self-service. An official Acts 29 finance partner with integrations to Planning Center, Pushpay, Rock RMS, and Subsplash.

Crown Financial Ministries

A pioneering Christian financial ministry approaching its 50th anniversary, offering free tools like the Money Map, one-on-one budget coaching, online courses, the Career Direct and YES! assessments, and global stewardship training across 100+ countries — all rooted in biblical principles of faithful money management.

Alliance Catholic Credit Union

Free mobile banking from Michigan's Catholic credit union — check balances, pay bills, transfer funds, deposit checks, and manage accounts on the go. Chartered in 1956 and shaped by Catholic values, Alliance Catholic also serves parishes, campus communities, and a foundation focused on education and works of mercy.

YNAB - You Need a Budget

A zero-based budgeting app that helps you give every dollar a purpose — with bank syncing, goal tracking, debt payoff tools, Siri integration, photo attachments on transactions, a redesigned iOS transaction editor, Hide Amounts sharing across web and mobile, a referral program for Apple subscribers, and real-time cross-device sync for individuals, couples, and families.

Goodbudget

Goodbudget digitizes the envelope budgeting method for individuals, couples, and families. Allocate funds to virtual envelopes, track spending in real time, and sync budgets across iOS, Android, and the web. Made by Dayspring Partners, a faith-driven San Francisco Social Purpose Corporation, with a generous free tier and active development including bank sync, pending transaction imports, and running balances.

Kingdom Cents

Kingdom Cents is a Christian budgeting app that calculates your tithe first when income arrives, then budgets what remains, with prayer circles, devotionals, and giving reflections alongside.

AdelFi Banking

AdelFi Christian Banking is the largest faith-based credit union in the U.S., formed from the December 2025 merger of AdelFi (formerly ECCU) and Christian Community Credit Union. With $1.4 billion in assets, they offer full personal, ministry, and business banking powered by the Alkami digital platform, tithe 10% of profits to Christian ministries, and provide free biblical financial stewardship courses through Crown Financial Ministries. In July 2026 Cameron Forbes joined as Chief Innovation & Technology Officer to lead technology and AI strategy through the post-merger integration, and in late August 2026 the credit union began migrating members to a unified digital banking platform. Deposits insured by ASI.

Monarch Money

Monarch is an ad-free, subscription-based personal finance app that gathers household accounts into one dashboard for budgeting, net worth, cash flow, and shared goals. Partners can collaborate without an extra seat, a Plus plan adds forecasting for more complex finances, and an in-app AI Assistant can answer questions about a member's picture.