EveryDollar is Ramsey Solutions' zero-based budgeting app for people who want a plan for their money before the month begins: you give every dollar a job, then track spending so income minus planned expenses equals zero.^1 Dave Ramsey puts the idea this way on The Ramsey Show: "You're going to give every dollar a mission, every dollar an assignment."^6
You build a monthly budget with unlimited custom categories, set up sinking funds and bill due dates, split transactions, and share one household budget with a partner using separate sign-ins.^1 The free version covers manual tracking and stays available as long as you want it.^1 A premium subscription adds bank sync, payday planning, custom reports, a financial roadmap, and coaching.^1 The app helps you work the debt snowball and Ramsey's 7 Baby Steps, which start with a starter emergency fund, move to paying off debt except the house, and end with building wealth and giving.^1
Ramsey Solutions relaunched EveryDollar in January 2026 with a margin-finding tool, personalized plans, live group coaching, daily lessons, and streaks.^2 The features page describes the same direction in plainer terms: personalized action steps to free up margin, bite-sized lessons, streaks for good money habits, and support from expert coaches.^5
After Dave and Sharon Ramsey filed for bankruptcy, his search for hard truth about how to handle money led him to the Bible, and that is where his relationship with Jesus Christ began.^4 Ramsey Solutions is the Franklin, Tennessee company Dave Ramsey founded, and it first launched EveryDollar in 2015.^2 Churches use the companion Financial Peace University class, described as a biblically based class for beating debt, building wealth, and giving, and its membership includes the EveryDollar app.^7
We thought it was going to take 12 months to pay off our debt. It only took six to seven. - Colby D., EveryDollar Budgeter^1
I cried the first time we finished a month and actually had money left over. That had never happened before. - Christina I., EveryDollar Budgeter^1
Notable:
- Originally launched in 2015; the January 2026 relaunch reported over 12 million total downloads.^2
