If you've ever tried the cash envelope system for budgeting but wished it lived on your phone, Goodbudget is exactly what you're looking for. Built for individuals and families who want to plan their spending — not just track it — Goodbudget digitizes the time-tested envelope method so you can allocate funds to categories like groceries, giving, and date nights before a single dollar is spent.^1
At its core, Goodbudget lets you create virtual envelopes, fill them with budgeted amounts each period, and deduct expenses in real time. Budgets sync across iPhones, Androids, and the web, making it ideal for couples and households who need to stay on the same financial page. Premium subscribers also get automatic bank sync, unlimited envelopes, debt tracking with projected payoff dates, and up to seven years of transaction history.^2
What makes Goodbudget stand apart is the heart behind it. The app is made by Dayspring Technologies, a San Francisco-based Social Purpose Corporation founded by Chi-Ming and Juliette Chien. Dayspring's leadership has spoken openly about running Goodbudget at a deficit for years because they believed budgeting is "reconciling work" that should be available to everyone regardless of ability to pay — a conviction rooted in their Christian faith.^3 The company intentionally maintains a generous free tier as more than a marketing tactic.
Why Users Love It"We've saved money, been on time for all of our bills, and haven't argued over if we can afford something or not." — Steven^4
"I paid off $10,000 in 10 months. Now that I'm totally debt free, I save for things that I WANT to spend money on." — James^4
"Goodbudget has been there for me through all my life and job changes as an adult! I started using Goodbudget when I graduated from college over 6 years ago... We have 40 envelopes. Goodbudget has helped us save for a car, take multiple vacations abroad, and budget for emergencies." — App Store Review^2
Notable- Downloaded over 3,000,000 times across all platforms^5
- Recommended by Forbes, The New York Times, CNET, The Guardian, USA Today, and ABC News^1
- Dayspring Technologies founder Chi-Ming Chien has been featured on Faith Driven Entrepreneur and guides company culture with Isaiah 65 and Amos 5^3
- The app includes a budgeting podcast, online courses, and a philosophy called "The Goodbudget Way" centered on the belief that "there is enough" and "giving is good"^7
- Couples have told the Goodbudget team the app saved their marriage^7
