EveryDollar is Ramsey Solutions' zero-based budgeting app: you give every dollar a job, then track spending so the plan stays honest.^1 Wikipedia identifies Dave Ramsey as founder and CEO of Ramsey Solutions and co-host of The Ramsey Show.^2 The official page describes an easy-to-use budget you can check anytime, with unlimited custom categories on the free plan.^1 A companion explainer says EveryDollar was designed to walk people through Ramsey's 7 Baby Steps — a plan for a starter emergency fund, getting out of debt, and building wealth.^3
The free version is available as long as you want, including manual tracking, sinking funds, split transactions, and bill due dates.^1 A premium subscription adds bank sync, payday planning, a financial roadmap, and coaching.^1 Couples can share one household budget with separate sign-ins.^1
After Dave and Sharon Ramsey filed for bankruptcy, a search for how to handle money led him to the Bible and to faith in Jesus Christ.^5 Churches use Financial Peace University — a biblically based class for beating debt, building wealth, and giving — alongside the same Baby Steps plan the app is built on.^6
